Plan
Plan for care, costs, and support before decisions fall into crisis mode
Planning is not about predicting every detail of the future. It is about understanding what your likely options look like, how they are paid for, and what they mean for your independence and your family. This page focuses on the practical side of planning: long-term care, home help, housing, and how to think about costs over time.
The goal here is not to sell any product or guarantee a specific outcome. Instead, Maisage aims to help you see the shape of your choices so you can make deliberate decisions while you still have time and options.
What planning with Maisage can help you think through
Staying at home with support
Using a mix of in-home caregivers, ordinary services (meals, cleaning, transportation), and family check-ins to extend your independence without immediately moving into a facility.
When and how a move might make sense
Thinking through assisted living, memory care, or nursing facilities — not as a single “last stop,” but as one of several possible steps over time, with different cost and support levels.
Balancing private pay, insurance, and Medicaid
How savings, monthly income, family help, and Medicaid fit together — and how to avoid relying on “Medicaid will take over” as the only plan by default.
Bringing your family into the plan
Helping family members understand the realities of costs and care so they are not forced to make rushed decisions on your behalf in a crisis.
See how different paths might play out
Sometimes the easiest way to understand planning is to see example situations. The family scenarios page walks through illustrative paths — such as a Medicaid spend-down, a blended family-support model, or using home equity — and shows how control, cost, and timing change across each approach.
These are not recommendations. They are neutral illustrations designed to help you and your family talk about what you want to avoid, what you might accept, and what you would prefer.
View example family scenariosFuture planning tools
Over time, this section can grow into interactive tools — for example, a long-term care cost planner that helps you compare staying at home versus moving, or a simple way to see how long different funding combinations might last under various assumptions.
Any tools added here will continue to be informational only. They will not recommend specific products, facilities, or plans, and they will clearly describe their limits and assumptions.